Overexertion: These are injuries brought on by someone who pulls, pushes, lifts or even throws something to the point where an injury occurs. It is common in factory and construction jobs but can occur in any job where physical work is necessary. 

Slips and falls: This can occur anywhere. The most common causes are wet floors, but it can also be due to snow, ice, clutter or uneven ground. 

Object strikes: This type of claim can occur in many situations. It generally occurs when something falls and hits a worker, such as something falling off of a shelf. It is common in restaurant and retail jobs. 

Falls: Falling from a ladder or off the roof can be a big problem as well. Any worker who works on surfaces where there are multi-levels is at risk for this. These risks including roof workers, construction workers or even teachers who fall down stairs. 

Highway accidents: Workers' compensation insurance can help employers overcome losses when an employee gets hurt while operating a vehicle while on business.